Archive for the ‘Individual Health Insurance’ Category
moving to new state with medicaid
April 15th, 2010
who can i contact – i have talked with my case worker she does not know , i want to move closer to my only family member in Texas, I am presently in FLorida I have Medicaid for the Medically Neeedy. I know my Meidcare will automically transfer, who can I call in Texas to help me because I cannot afford to go without having this transfered or knowing I can apply for this up there
Thank you
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Why Purchase a Tourist Insurance Policy?
April 5th, 2010
Protect yourself from unexpected injury and illness by purchasing a USA health insurance before you leave for the US. When you aren’t stressed about health insurance, you can be free to enjoy your visit.
View full post on Insurance: Travel Articles from EzineArticles.com
Affordable Health Insurance
March 31st, 2010
Find affordable health insurance in your state. Get low cost health insurance quotes. Find affordable, low cost or free health insurance coverage if you have no insurance.
View full post on What’s New at HealthInsurance-Help.com?
Maternity Health Insurance – Pregnant without insurance
March 30th, 2010
How to get maternity health insurance if you are pregnant and without health insurance. Pregnant no insurance? Get help in finding maternity insurance coverage. Tips on negotiating maternity costs.
View full post on What’s New at HealthInsurance-Help.com?
Medical Insurance For Visitors of Another Country
March 29th, 2010
When visiting the beautiful country of Canada there are other things to be considered in addition to what roads to travel and what cities to visit. Canada has National Health Insurance for its residents but this does not apply to visitors. For this reason, everyone should be aware of the rules regarding visitors to Canada and medical insurance. View full post on Insurance: Travel Articles from EzineArticles.com
Auto accident and Health Insurance
March 29th, 2010
QUESTION: Hello, quick question. My wife was involved in a MVA which she was not at fault for. At the time of the accident she was employed with health insurance benefits. She is now self-employed as she opens her own retail business. We now went to get quotes for health insurance for her. She had to disclose the spinal injury (which may result in surgery) and her rates went up accordingly. My question is, shouldn’t the at fault carrier be held liable for an instance like this? Is there any known case law on this? Thank you again!
ANSWER: Hi Jason, I see where you want to go with this. The problem with it is that your wife chose her new career voluntarily and thus assumed the expenses of health insurance. In my opinion she would have had a case against the other driver if she was already enrolled in her own health insurance plan at the time of the accident and then was subject to a large increase in premiums due the fault of the other driver having caused her injuries. The case could even be better if she was given insurance quotes before her unfortunate injury and now is given much higher quotes due to it. The best case scenario would be if she were terminated due to not being able to perform her previous job and now had to seek out private health insurance. Do you see where I am going with this?
———- FOLLOW-UP ———-
QUESTION: Hi Richard! Thank you for getting back to me so quickly. I do see where you are going, and am glad you could see where I am going. My only follow up would be that she is still working in the same line of work. But instead of choosing to work for someone else she decided to open her own salon. My “argument” (in a nice way) is, why should she suffer with higher premium costs due to something that was not her fault? I look at it as a “consequence” of the accident. Maybe I am looking at it too one sided-hence why I am asking you. I understand the concept of “foreseeablility”, and think it would fly in this day in age. Do you agree? Lastly, we can quantify rates pre and post accident. Does any of this change your opinion? Thank you again!
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Health insurance
March 29th, 2010
I work for a major health insurance company and they are requesting that we are expected to take part in activities regarding our health. If we do not participate we will be surcharged $20.00 per month on our health insurance. The activities consist of taking a Health Risk Assessment 65 questions, Get our biometric screenings (total lipid panel, glucose, height, weight and blood pressure and attend two health related meetings. The biometric screenings is how this will be handled. They will not be able to view “individual” employee information but receives the information in aggregate form in order to analyze and plan wellness initiatives. However as is done if a person’s results show them to be at high risk for one of the chronic diseases managed by my employer case management nurses, the staff will notify a care management nurse and request them to contact that individual to offer private health coaching. To me this is for me to know not my employer View full post on MaybeNow | Unanswered Questions for Insurance Law
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Tags: Health, health insurance, health insurance help | 
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Affordable Health Insurance – Guide to your Health Insurance Options
March 29th, 2010
Affordable Health Insurance Options for Individual, Family, Unemployed, Self-employed, Small Business Owner, those with Preexisting Condition, Seniors, Children, Uninsured View full post on What’s New at HealthInsurance-Help.com?